Home contents insurance
The things inside your house, garage and shed insured against damage.
Moving to a rented house is a lot of fun, but there is also a lot involved. The walls might need a new colour and you can pick out new furniture. To also be well insured in your new home, here are the insurances that are important when renting a house.
With a rental property, you are not required to take out insurance. However, it is recommended to take out home contents and liability insurance.
Replacing your furniture and belongings after theft, fire or storm is often more expensive than you think. Home contents insurance provides a payout for repairs or replacement in such cases.
Check whether your housing association has insured the windows in your home. If they haven’t, you can include the windows in your insurance with us.
Liability insurance is not compulsory, but it is very important. Liability insurance provides cover for you and your family members for damage to others and their belongings. For example, because you have damaged something belonging to someone else. Or because someone suffers personal injury because of you.
Many people do not think about legal expenses insurance when renting a house. Nevertheless, it can be useful to take out legal expenses insurance with the Consumer and Living module if you rent a house. This way, you are insured against a conflict with, for example, the landlord of your house over an (unjustified) rent increase. It is important that you have already taken out this insurance before a conflict arises.
Working from home is covered, provided the risk of damage does not increase. If you or your family member use your home or outbuilding for business purposes, this prevents you taking out home insurance in certain cases. For example, if you have a practice space at home, such as a beauty salon. Or if you receive clients at home. Does this apply to you? In some cases, you can take out business insurance for this.
