Do you want a new mortgage? Or do you want to change your current mortgage? We’d be happy to arrange an advice appointment and help you find the right mortgage.
You and your mortgage adviser discuss your options during a free orientation consult.
Your mortgage adviser can explain exactly how the process of buying a home works. You can also take a look at our step-by-step guide to buying a home.
Your mortgage adviser will advise you about which mortgage is best for your situation at an advice meeting.
You and your mortgage adviser discuss your options during a free orientation consult.
Your mortgage adviser can explain exactly how the process of buying a home works. You can also take a look at our step-by-step guide to buying a home.
Your mortgage adviser will advise you about which mortgage is best for your situation at an advice meeting.
The mortgage adviser will calculate exactly how much you can borrow on a mortgage. If you’d like to know beforehand roughly how much you can spend on a house, calculate your maximum mortgage online.
The type of mortgage refers to the way you repay the mortgage loan. You can choose an annuity, linear or interest-only mortgage, for example. The adviser will help you make this decision, and advise you if you need a mortgage shortfall loan.
You will always be charged the current interest rate when you take out a mortgage. You can choose to fix your interest rate for a specified period so that you know exactly how much interest you’ll pay every month. This is known as a fixed-rate period.
You can also opt for a variable interest rate, which means that the interest rate can rise or fall every month. The amount you pay in interest will therefore also vary, which means that you will never be quite sure of your monthly payments.
The adviser can explain the ins and outs and tell you what the current interest rate is.
Do you want to know what your maximum monthly payment would be? Or compare the monthly payments for various mortgage types and interest rates? The adviser can show you what your monthly repayments would be. They can also explain about temporarily having to pay for two homes if this applies in your situation.
When taking out a mortgage, it’s important to consider certain situations that you’d normally rather not think about. For example: What happens to the mortgage if you die? Or if you become incapacitated for work or lose your job? And what are the risks when you retire? The adviser will discuss various risks with you and explore ways to limit or insure these risks.
The more information you give the adviser, the better. Take a look at the checklist to see what you should bring to your first mortgage advice meeting.
The initial orientation meeting is free, with no strings attached. After that, you will be charged advisory and handling fees. These is a fixed fee that do not depend on your mortgage amount.
A personal mortgage adviser: from the early stages of your house hunt until the mortgage has been secured.
Dutch mortgage market leader and expert in expats.
The whole process and mortgage application are in English, with English-speaking mortgage advisers.
