In response to market conditions, we increased the Euribor surcharge for mortgages with the Euribor interest rate by 0.5% and 1% in 2009 and 2012 respectively. Some clients disagreed with this at the time and filed a lawsuit. On 22 November 2019, the Supreme Court overturned a previous judgment of the Amsterdam Court of Appeal and referred the case back to The Hague Court of Appeal, which issued its ruling on 11 October 2022.
No, if you initially opted not to accept the offer, the bank will not issue a new offer.
Yes, Stichting StopdeBanken has 3 months to take the case to the Supreme Court.
You do not need to do anything. We regret that we are caught up in a legal battle with our clients and realise that clients had hoped for the ruling to go the other way. The parties now have three months to decide whether or not to appeal to the Supreme Court, which is why there are no changes to the situation for you at this point.
If you have not accepted the settlement offer, you will receive a letter from us about the ruling as soon as possible.
No, nothing will change for you.
On 13 February 2020, an agreement was reached with Stichting Euribar regarding a settlement for clients with a mortgage with the Euribor interest rate. In this settlement, it was agreed that clients would be made an offer. More about the offer
