Do you want to use a Dutch credit card? Whether you’re shopping online or just want to pay for your purchases in a shop, using a credit card makes your payments easy and secure, wherever you are in the world. What’s more, your purchases are then insured against theft, loss and damage. Sound good to you? Apply for your credit card in the Netherlands now.
Take a look at our credit cards
ABN AMRO Gold Card
per month
- Secure payments anywhere in the world
- Convenient when travelling
- Purchases insured for 365 days against theft, loss and damage
- Pay with Apple Pay
- Car rental excess covered
- Car legal expenses
MOST POPULAR
ABN AMRO Credit Card
per month
- Secure payments anywhere in the world
- Convenient when travelling
- Purchases insured for 180 days against theft, loss and damage
- Pay with Apple Pay
- Car rental excess covered
- Car legal expenses
ABN AMRO Student Credit Card
per month
- Secure payments anywhere in the world
- Convenient when travelling
- Purchases insured for 180 days against theft, loss and damage
- Income needed of at least €500 per month
- Pay with Apple Pay
- Car rental excess covered
- Car legal expenses
Which credit card is right for me?
The security offered by a credit card
Purchases insured
All purchases you make with your credit card are insured against theft, loss and damage for at least 180 days. And all our credit cards include a delivery guarantee.
Leave all your worries behind
You get flight delay insurance and luggage delay insurance on all trips you book with your credit card.
Secure payments everywhere
You can use your credit card to pay for your purchases anywhere in the world, both online and in the shops. And you can make contactless payments.
Compare all our credit cards
This table shows the rates and summarises the benefits of the different ABN AMRO credit cards.
| Type of credit card | Student Card | Credit Card | Gold Card |
|---|---|---|---|
| Fee | €1.16 per month | €2.15 per month | €4.45 per month |
| Costs of an additional card | N.A. | € 1.05 | € 2.10 |
| Period of purchase protection | 180 days | 180 days | 365 days |
| Withdrawing cash | 4% | 4% | 4% |
| Foreign transaction fee | 2% | 2% | 2% |
| Spending limit | up to €1,500 | up to €5,000 | up to €5,000 |
| Pay unpaid balance | within 21 days | within 21 days | within 21 days |
Convenient benefits |
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Who can apply for a credit card?
18 or older
You must be 18 or older to apply for a credit card.
Living in the Netherlands
You need to be living in the Netherlands to apply for a credit card.
Do you have a temporary residence permit? Then you cannot apply for a credit card.
Monthly income
You can apply for a credit card if:
- your net monthly income is at least €1,350, or
- you have a minimum freely taxable capital in box 3 of €25,000 over the last 2 years
This means that you will not qualify for a credit card if you are on unemployment benefits.
Frequently asked questions
How do I request a Dutch credit card?
Requesting a credit card in the Netherlands is easy:
- Fill in the application form.
- Select your credit card and check your details. Please add any information that is missing. Make sure all your details are correct before you submit your application.
- International Card Services (ICS) will send you an email that explains how to choose your PIN. ICS will check your application in the meantime. This will take around 10 working days.
- Once you have chosen a PIN and your application has been approved, your credit card will be sent to your home address within 5 to 10 working days.
Which credit cards are accepted in the Netherlands?
Credit cards such as Visa, MasterCard and American Express are accepted in the Netherlands.
Do you want to apply for a Dutch credit card? At ABN AMRO you can apply for a Credit Card, a Gold Card or the Student Card. These credit cards are all Mastercards and worldwide accepted.
Can I use credit cards in the Netherlands?
Yes, credit cards are accepted in the Netherlands at restaurants, hotels, and tourist destinations. You can also use your credit card for online purchases. If you only have a credit card, be advised that in most cases Dutch supermarkets do not accept credit cards. Therefore it is advised to have a Dutch debit card as well or pay with cash.
What are the requirements to apply for a credit card based on my assets?
ICS, which assesses applications for ABN AMRO credit cards, requires applicants to have had at least €20.000 in taxable assets in box 3 for the past 2 years. This amount refers to the total taxable assets after all deductions. Note that ICS does not take into account savings balances in an account.
Creditcard Online
Manage your credit card online on our Creditcard Online platform. Activate or block your card and easily request your PIN.