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What moving in together means for your finances

If you’re planning to live together, it’s crucial to understand your finances. How much does living together cost? What is your total income together? And what are your joint expenses going to be? Once you know all this, you can then decide whether one of you wants to move in with the other, whether to rent a new place together or to buy your own property.

When you live together, you share all kinds of costs: from the rent or mortgage to the bills and subscriptions you have to pay together. A joint account helps you to keep these costs nice and clear, all in one place. Then it’s easier to decide who pays what – whether that means one of you pays more or you split the costs equally. Read on to learn more about managing your shared finances.

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Moving in together or getting married

If you are planning to move in together or get married, remember to review your insurance policies, especially if you and your partner have the same cover.

Are you going to buy or rent?

Should you rent or buy a home if you’re living in a new country? Take a look at the pros and cons of each. Or let us help you make a decision.

Moving in together

Are you two moving in together? That's a romantic step in your relationship. Decorating your interior is just as important as taking care of your joint finances. We've sorted the things you need to take care of.

Work out your finances with our calculator

The first step to creating a financial overview is looking at what you have coming in and what you have going out in total. A spreadsheet can help you keep track of this. Download our free income and expenditure calculator and see how you plan to share your costs together.

Useful products for living together

Joint account

Open a joint account for € 4.75 per month

  • One account for all your expenses
  • Two recycled plastic debit cards
  • Pay using Google Pay and Apple Pay

Home insurance

  • Convenient for your own or rented home
  • Most popular home insurance policy
  • Insured for up to €150,000

ABN AMRO Credit Card

Simple and secure payments: that's the advantage of an ABN AMRO Credit Card, whether you are paying online, in a shop or abroad.