With Insights you can see at a glance what your income and expenses are and how much money you have left. That’s great when you want to quickly check where you stand financially. Tap on ‘Income’, ‘Expenses’ or ‘Available’ to find out more about your transactions.
When you think of your fixed costs, the first things that come to mind are probably energy bills, rent or mortgage payments, and insurance. But subscriptions are also fixed costs, and you may have a lot more of them than you know. They may be for the gym, newspapers, streaming services or your accounting software. You can find all your recurring monthly expenses in one place, on the Fixed costs screen. Simply tap ‘Average per month’ to see all your fixed costs.
Discover what you spend each month on groceries, rent or mortgage payments, clothes and more. Or see what’s coming in, like your salary or pension payment, for example. To get you off to a flying start, Insight automatically sorts all your transactions for you. And you can move a transaction to a different category if you like. The app learns from this and will eventually sort your transactions into the right categories more quickly.
Do you know what income and expenses you can expect this month? If not, you can soon find out. With Forecast you can look up to thirty days ahead so you won’t be caught by surprise later on. You can find Forecast on the ‘Future’ tab in your account overview.
Are you paying subscription fees for services you actually don’t make any use of? You can now cancel them directly in the app. Under ‘Fixed costs’ tap ‘Average per month’. Under ‘Subscriptions’ tap the subscription you’d like to cancel. The option ‘Cancel’ will appear. If you’d like us to arrange this for you, tap ‘Cancel the subscription for me’. We’ll then ask you for some additional information about you and the subscription. And if you’d prefer to do this yourself, tap ‘I’ll cancel this subscription myself’ and you’ll get all the information you need to arrange this on your own.
To get more control over your finances, simply swipe through your smart suggestions. They are personal tips based on your income, expenses and such. It could be a reminder for you to cancel your free subscription before the trial period is up, for example. But also suggestions on how to cut your energy bill, or a step-by-step plan to help you cut costs when buying groceries. Get inspired and start saving now.
Cutting your fixed costs starts with you working together with our Bespaarcoach to find the best ways to save money. Together you’ll compare deals for your insurance policies, TV and internet, SIM only contracts, and loans. Make an appointment for a video call with our Bespaarcoach.
What’s coming in and what’s going out? How much money do you still have available?
See exactly how much you are spending on groceries, insurance, clothes and more. Your income is also shown in categories.
Say goodbye to subscriptions you’re not using any more. And if you’d like, we’ll be happy to cancel your subscription for you.