SEPA Credit Transfer Delivery Deadlines

If you see the message 'With the recipient: immediately' before sending the transfer, there will be is no delivery deadlines.

• It does not matter on which day or at which time you submit this SEPA credit transfer, the amount will always be credited to the recipient's account within seconds.

• These SEPA Credit Transfers delivered on business days before 2.30pm are guaranteed to be processed within 1 business day. The payments will be debited from your account and transferred to the recipient's bank on the same day.

• These SEPA Credit Transfers delivered on business days before 3pm are processed on a 'best effort' basis. The payments are debited from your account on the same day but sometimes can no longer be transferred to the recipient's bank. This is then done on the next business day.

• These SEPA Credit Transfers delivered on business days after 3pm are debited from your account on the same day and then sent to the recipient's bank on the next business day.
  

• Do you deliver your SEPA Credit Transfers on a non-business day? Then, these payments are debited from your account on the same day and then sent to the recipient's bank on the next business day. Don’t you want this? Deliver your SEPA Credit Transfers on a business day or indicate the requested execution date (business day).

The throughput times shown under 'With the recipient: within 1 working day' apply if you do not see a 'With the recipient' message or make batch transfers. It is not possible to credit batch transfers to the recipients' accounts within seconds.

You can also schedule payments: a maximum of 364 days in advance for single payments and for batches.