Sometimes additional financial leeway comes in useful. Freeing up money from your own resources may not always be convenient, particularly when your income and expenses do not marry up. Alternatively, you may not want to use your financial buffer. In such cases, a customised loan or a current account credit may offer a solution. If you use either for investment purposes, you may realise a higher return.
When taking out a loan, we look at your entire situation and whether borrowing is the right solution for you.
Depending on this and the goal you have in mind, we will advise you on the type of financing that suits you best.
In addition to a real estate loan, we also offer a securities loan as a form of credit that we can facilitate for you.
A loan can also be interesting when buying real estate as an investment. Suppose: you decide to invest in real estate. You finance a part from your own resources, and want to borrow a part. In this way, you can make a larger investment. Moreover, you may realise a higher return on the capital that you invest yourself.
A customised loan also offers a solution for investment purposes. Suppose: a great business opportunity comes your way. It would be a shame to let this go, but you see no way to release sufficient financial resources. With a customised loan, this investment may be feasible for you. If the company performs well, such a loan may lead to a higher percentage return.
Investing in real estate involves more risks than saving in a savings account. It is important to carefully weigh the risks in advance. For example, you may be faced with vacancy, costs of additional maintenance, disappointing results from the participation, decrease in house prices, changing (tax) legislation and regulations, interest rate changes, etc. Discuss your risk appetite with your private banker or your credit specialist.
Withdrawing more money than is in your current account? That is possible. You can agree with us in advance how much you can be overdrawn. Read more about the different types of overdraft facilities here.
