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ESG Funds Mandate

ESG Funds Mandate

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  • Selection of funds based on ESG class
  • Unique for this mandate; use of an external party for exclusive funds selection
  • Performance of companies in the long term, transparency about the investments
  • From € 50,000.00

Investing with a view to ESG attributes and financial returns

When you choose Asset Management, you choose a specific mandate. The ESG Funds Mandate is a broadly diversified portfolio of investment funds. Our asset managers select funds with ecological and social attributes, with above-average ESG performances. The abbreviation ESG stands for Environmental, Social and Governance.

Because of this, we collaborate with various fund managers who each have their own vision regarding ESG investments. Thus, as an investor you choose the vision that best aligns with your personal wishes.

Investing involves risks. You can lose (a part of) your deposit.

How is the ESG Funds Mandate composed?

ABN AMRO Advisors select the investments in the ESG Funds Mandate. They are specialists in the selection of sustainable funds. We manage these funds very actively. In the choices we make, we work together with ABN AMRO Investment Solutions, a specialist in the field of multimanagement (fund of funds).

The investments are fully in line with your chosen risk profile. A good global spread of risk is also possible with sustainable investments. With the ESG Funds Mandate, you benefit from the extensive experience of our various fund managers. All our specialists hold specific views on sustainability based on their own professional field. The investments in your investment portfolio are therefore optimally spread and you do not have to worry about your portfolio.

Your asset manager takes the time to help you

Your assets are managed by a team of investment experts. Your asset specialist is in close contact with the team. Do you have a question or would you like to know how your investments are doing? Your asset specialist will gladly take the time to help you. In this way, you don’t have to worry about your investments, but always have insight and control.

More information and conditions

Features of the ESG Funds Mandate

With this mandate, our experts invest for you in companies that are at the forefront of finding and maintaining the balance between “people, environment & society”. You have a portfolio that mainly consists of sustainable investment funds and individual sustainable bonds. Investments are also made in an impact fund. The selection of funds is always based on your risk profile. You can invest with more than € 50,000.

Read more about the different sustainability profiles at ABN AMRO

What does this mandate consist of?

A worldwide range of sustainable investment funds, supplemented with sustainable individual bonds and other sustainable investments. The selection is made by ABN AMRO Investment Solutions.

  • Equity Funds
    The equity funds invest in a specific region or focus on a specific type of company. This includes companies that can continue to grow and meet our sustainability criteria.
  • Bonds
    Bonds can be chosen for part of the portfolio because of the relatively low risk. These can be bond funds, but also individual bonds. We use bonds with different credit ratings and different maturities.
  • Alternative investments
    This category currently consists of an impact fund that invests in, among other things, microcredit, renewable energy projects and loans for students from developing countries. Investments are also made in the FMO Impact Fund. Impact funds are funds where contributing to the balance between people, the environment and society is on an equal footing with the pursuit of financial returns. These are often investments made with the aim of achieving that contribution.
  • Liquidities
    These are in an account on which you receive interest. The deposit guarantee scheme applies to this account.

Information card

Costs

This is what you pay us

You pay management costs for our services, such as managing your portfolio. You do not pay any additional costs for, for example, withdrawing money, changing mandates or risk profile. If you wish to stop making use of Asset Management, you will not pay any additional costs either. What you pay depends on your risk profile: the costs amount to between 1.21% and 1.39% of your invested capital per year (incl. 21% VAT).

Management costs

If you opt for Asset Management, you pay management costs on the value of your investment portfolio. The management costs include all costs incurred by ABN AMRO. This concerns costs for:

  • the management of your investment portfolio;
  • the administration of your investment portfolio;
  • the investment information you receive; and
  • the transactions (in euros).

This is what you pay to other parties

You pay the charges incurred by an investment fund. The ongoing costs of an investment fund include, for example, administration costs, management costs, marketing and distribution costs. These costs are included in the investment fund’s progress and are determined by the investment fund itself. The ongoing costs can be found in the Key Investor Information Document (KIID) of the relevant investment fund.

Other examples of costs you pay to other parties are transaction costs in the fund, entry and exit costs and the effects of swing pricing. Please note: there may be other additional costs, therefore always refer to the Key Investor Information Document for the relevant product. You can find more information about the costs here:

Information card

You can find a cost overview of all our investment products here.

Calculation example: insight into costs and returns achieved

Elroy uses the “Asset Management ESG Funds Mandate” form of investment. He is an investor with a moderately offensive risk profile. The value of his investment portfolio is € 100,000. Last year (2023) his total annual costs were approximately:

 
Type of costs  Amount Percentage

Costs for investment services (incl. VAT)

€ 1,270.00

1.27%

Product costs (ongoing costs & transaction costs in the funds)

€ 710.00

0.71%

Total costs 

 € 1,980.00

1.98%
     

Net return (after deduction of all costs)

  € 8,250.00

8.25%
     

Source: ABN AMRO Asset Management, composite returns from 01/01/2023 to 31/12/2023. This concerns the results of the model portfolio, which may deviate from the returns of the individual customer portfolio. The value of your investments can fluctuate. Results achieved in the past offer no guarantee for the future.

Returns achieved after deduction of costs
This table gives you an overview of the net returns achieved in the past 5 years under the ESG Funds Mandate.

 
Risk 2019 2020 2021 2022 2023 since 2019

Defensive

7,4%

2,2%

3,2%

-13,1%

6.2%

4.5%

Moderately defensive

11,0%

-3,1%

7,2%

-13,7%

7.1%

13.5%

Moderately offensive

16,1%

-4,5%

12,4%

-14,2%

8.3%

26.6%

Offensive

21,3%

-5,9%

17,1%

-15,7%

9.8%

39.9%

Very offensive

25,1%

-6,6%

21,0%

-16,0%

10.4%

49.7%

Source: ABN AMRO Asset Management, composite returns from 01/01/2019 to 31/12/2023. Result after deduction of all costs, after the deduction of all costs. This concerns the results of the model portfolio. These may deviate from the returns of your investment portfolio. The value of your investments can fluctuate. Results achieved in the past offer no guarantee for the future.

Sustainability information

The ESG Funds Mandate is a broadly diversified portfolio of investment funds. The asset managers select investment funds in collaboration with ABN AMRO Investment Solutions (“AAIS”), which specialises in selecting investment funds. The fund manager and the sustainability of the investment fund are subject to an extensive due diligence procedure. The mandate promotes environmental and social attributes. This means that investment funds with an above-average environmental, social and governance (“ESG”) performance are selected. This mandate invests in equity funds and bond funds. At least 90% of the portfolio (excluding cash) must promote environmental or social attributes. It is possible that part of the actual portfolio can be considered a sustainable investment, but there is no obligation for the mandate to include one or more sustainable investments. The asset manager of the mandate will not use derivatives. The selected investment funds may use derivatives to optimise portfolio management.

The following sustainability indicators are monitored:

  • Average ESG risk rating for the portfolio (as determined by Sustainalytics)
  • CO2 emissions of the portfolio
  • Alignment with the objective of the Paris Climate Agreement to keep global warming well below 2 degrees Celsius
  • Alignment with the Sustainable Development Goals (SDGs) of the United Nations

For this, data is used that is provided by three leading data providers, namely Sustainalytics, the Institutional Shareholder Services group of companies (“ISS”) and Morningstar.

Product level related sustainability information ESG Funds Mandate

Precontractual disclosure template ESG Funds Mandate

Sustainability information

Sustainability is important in ABN AMRO’s investment services, which is why we also apply this within the Sustainable Funds Mandate. We exclude investments in companies that produce controversial weapons or tobacco, as well as avoid incorporating those companies into the portfolio that attach little importance to sustainability.

We use the Morningstar Sustainability methodology for this, which gives every company a sustainability score. Morningstar is a global leader in investment fund information.

For our portfolio, we require that the average sustainability score for each fund is at least the average of comparable funds or higher. This gives you an investment portfolio that, in addition to the return, also has a view to sustainability.

Transparency integration sustainability risks ESG Funds Mandate

Statement of adverse effects on sustainability

ABN AMRO MeesPierson takes into account the main negative consequences of investment decisions and advice on sustainability factors. Sustainability factors include environmental, social and employment issues, respect for human rights, and the fight against corruption and bribery. We adhere to the Sustainability Risk Policy Framework of ABN AMRO Bank NV (“ABN AMRO”). The Sustainability Risk Policy Framework is partly based on the various corporate responsibility codes and on internationally recognised sustainability standards or initiatives to which ABN AMRO adheres. In accordance with the Sustainability Risk Policy Framework and international standards, the following main negative sustainability impacts are taken into account:

  • Violation of the 10 principles of the United Nations (“UN”) Global Compact;
  • Controversies;
  • CO2 emissions as an indicator of climate change.

Engagement is used to encourage companies within the investment universe to improve their business strategy and performance. This also includes environmental, social and governance (“ESG”) aspects.

Transparency Adverse Sustainability Impacts Entity Level

Entity Level PAI disclosure

Read the full statement here

Learn more about Asset Management risks and terms and conditions

For more information about Asset Management, please refer to the following pages:

More information and conditions

Features of the ESG Funds Mandate
What does this mandate consist of?
Costs
Calculation example: insight into costs and returns achieved
Sustainability information
Learn more about Asset Management risks and terms and conditions

Features of the ESG Funds Mandate

With this mandate, our experts invest for you in companies that are at the forefront of finding and maintaining the balance between “people, environment & society”. You have a portfolio that mainly consists of sustainable investment funds and individual sustainable bonds. Investments are also made in an impact fund. The selection of funds is always based on your risk profile. You can invest with more than € 50,000.

Read more about the different sustainability profiles at ABN AMRO

What does this mandate consist of?

A worldwide range of sustainable investment funds, supplemented with sustainable individual bonds and other sustainable investments. The selection is made by ABN AMRO Investment Solutions.

  • Equity Funds
    The equity funds invest in a specific region or focus on a specific type of company. This includes companies that can continue to grow and meet our sustainability criteria.
  • Bonds
    Bonds can be chosen for part of the portfolio because of the relatively low risk. These can be bond funds, but also individual bonds. We use bonds with different credit ratings and different maturities.
  • Alternative investments
    This category currently consists of an impact fund that invests in, among other things, microcredit, renewable energy projects and loans for students from developing countries. Investments are also made in the FMO Impact Fund. Impact funds are funds where contributing to the balance between people, the environment and society is on an equal footing with the pursuit of financial returns. These are often investments made with the aim of achieving that contribution.
  • Liquidities
    These are in an account on which you receive interest. The deposit guarantee scheme applies to this account.

Information card

Costs

This is what you pay us

You pay management costs for our services, such as managing your portfolio. You do not pay any additional costs for, for example, withdrawing money, changing mandates or risk profile. If you wish to stop making use of Asset Management, you will not pay any additional costs either. What you pay depends on your risk profile: the costs amount to between 1.21% and 1.39% of your invested capital per year (incl. 21% VAT).

Management costs

If you opt for Asset Management, you pay management costs on the value of your investment portfolio. The management costs include all costs incurred by ABN AMRO. This concerns costs for:

  • the management of your investment portfolio;
  • the administration of your investment portfolio;
  • the investment information you receive; and
  • the transactions (in euros).

This is what you pay to other parties

You pay the charges incurred by an investment fund. The ongoing costs of an investment fund include, for example, administration costs, management costs, marketing and distribution costs. These costs are included in the investment fund’s progress and are determined by the investment fund itself. The ongoing costs can be found in the Key Investor Information Document (KIID) of the relevant investment fund.

Other examples of costs you pay to other parties are transaction costs in the fund, entry and exit costs and the effects of swing pricing. Please note: there may be other additional costs, therefore always refer to the Key Investor Information Document for the relevant product. You can find more information about the costs here:

Information card

You can find a cost overview of all our investment products here.

Calculation example: insight into costs and returns achieved

Elroy uses the “Asset Management ESG Funds Mandate” form of investment. He is an investor with a moderately offensive risk profile. The value of his investment portfolio is € 100,000. Last year (2023) his total annual costs were approximately:

 
Type of costs  Amount Percentage

Costs for investment services (incl. VAT)

€ 1,270.00

1.27%

Product costs (ongoing costs & transaction costs in the funds)

€ 710.00

0.71%

Total costs 

 € 1,980.00

1.98%
     

Net return (after deduction of all costs)

  € 8,250.00

8.25%
     

Source: ABN AMRO Asset Management, composite returns from 01/01/2023 to 31/12/2023. This concerns the results of the model portfolio, which may deviate from the returns of the individual customer portfolio. The value of your investments can fluctuate. Results achieved in the past offer no guarantee for the future.

Returns achieved after deduction of costs
This table gives you an overview of the net returns achieved in the past 5 years under the ESG Funds Mandate.

 
Risk 2019 2020 2021 2022 2023 since 2019

Defensive

7,4%

2,2%

3,2%

-13,1%

6.2%

4.5%

Moderately defensive

11,0%

-3,1%

7,2%

-13,7%

7.1%

13.5%

Moderately offensive

16,1%

-4,5%

12,4%

-14,2%

8.3%

26.6%

Offensive

21,3%

-5,9%

17,1%

-15,7%

9.8%

39.9%

Very offensive

25,1%

-6,6%

21,0%

-16,0%

10.4%

49.7%

Source: ABN AMRO Asset Management, composite returns from 01/01/2019 to 31/12/2023. Result after deduction of all costs, after the deduction of all costs. This concerns the results of the model portfolio. These may deviate from the returns of your investment portfolio. The value of your investments can fluctuate. Results achieved in the past offer no guarantee for the future.

Sustainability information

The ESG Funds Mandate is a broadly diversified portfolio of investment funds. The asset managers select investment funds in collaboration with ABN AMRO Investment Solutions (“AAIS”), which specialises in selecting investment funds. The fund manager and the sustainability of the investment fund are subject to an extensive due diligence procedure. The mandate promotes environmental and social attributes. This means that investment funds with an above-average environmental, social and governance (“ESG”) performance are selected. This mandate invests in equity funds and bond funds. At least 90% of the portfolio (excluding cash) must promote environmental or social attributes. It is possible that part of the actual portfolio can be considered a sustainable investment, but there is no obligation for the mandate to include one or more sustainable investments. The asset manager of the mandate will not use derivatives. The selected investment funds may use derivatives to optimise portfolio management.

The following sustainability indicators are monitored:

  • Average ESG risk rating for the portfolio (as determined by Sustainalytics)
  • CO2 emissions of the portfolio
  • Alignment with the objective of the Paris Climate Agreement to keep global warming well below 2 degrees Celsius
  • Alignment with the Sustainable Development Goals (SDGs) of the United Nations

For this, data is used that is provided by three leading data providers, namely Sustainalytics, the Institutional Shareholder Services group of companies (“ISS”) and Morningstar.

Product level related sustainability information ESG Funds Mandate

Precontractual disclosure template ESG Funds Mandate

Sustainability information

Sustainability is important in ABN AMRO’s investment services, which is why we also apply this within the Sustainable Funds Mandate. We exclude investments in companies that produce controversial weapons or tobacco, as well as avoid incorporating those companies into the portfolio that attach little importance to sustainability.

We use the Morningstar Sustainability methodology for this, which gives every company a sustainability score. Morningstar is a global leader in investment fund information.

For our portfolio, we require that the average sustainability score for each fund is at least the average of comparable funds or higher. This gives you an investment portfolio that, in addition to the return, also has a view to sustainability.

Transparency integration sustainability risks ESG Funds Mandate

Statement of adverse effects on sustainability

ABN AMRO MeesPierson takes into account the main negative consequences of investment decisions and advice on sustainability factors. Sustainability factors include environmental, social and employment issues, respect for human rights, and the fight against corruption and bribery. We adhere to the Sustainability Risk Policy Framework of ABN AMRO Bank NV (“ABN AMRO”). The Sustainability Risk Policy Framework is partly based on the various corporate responsibility codes and on internationally recognised sustainability standards or initiatives to which ABN AMRO adheres. In accordance with the Sustainability Risk Policy Framework and international standards, the following main negative sustainability impacts are taken into account:

  • Violation of the 10 principles of the United Nations (“UN”) Global Compact;
  • Controversies;
  • CO2 emissions as an indicator of climate change.

Engagement is used to encourage companies within the investment universe to improve their business strategy and performance. This also includes environmental, social and governance (“ESG”) aspects.

Transparency Adverse Sustainability Impacts Entity Level

Entity Level PAI disclosure

Read the full statement here

Learn more about Asset Management risks and terms and conditions

For more information about Asset Management, please refer to the following pages:

Investing involves risks

Investing involves risks. You could lose (some of) the money you invested. If you are going to invest, it is important that you are aware of this. Invest with money you can spare. Read more about the risks associated with investments.

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