With an authorisation you give someone else access to your account. You decide who you grant access to, as long as the representative (or authorised representative) is 18 years or older. As principal, you of course remain responsible for your current account.
You can find more information about authorisations below. And how you can request them.
An authorised representative is known to us if we record their contact details, such as their name and address, and the identification of the authorised representative in our administration. We maintain the following as the authorised representative:
An authorisation is free of charge. Have you applied for a payment card for the authorised representative? The cost of the extra payment card depends on your payment package.
The authorisation expires after the death of the account holder. As soon as we know who the executor is, the account will become available to this person. Until then, the account is in 'estate of' and no transfers can take place.
Are you authorised for a joint account and is another account holder continuing to use the account? Then the authorisation does not expire.
The account holder must give permission through Internet Banking to use the identification code if the authorised representative wants to use the account through the ABN AMRO app. The account holder does this as follows:
ABN AMRO app
Internet Banking
It is not possible to add accounts from other banks of the principal to your account overview as an authorised representative.
Have you authorised someone online for your account? Then the authorised representative can only arrange your banking needs online. For example, the authorised representative cannot sign paper transfer forms on your behalf. And if the authorised representative has questions about your account, ABN AMRO is not allowed to answer them.
Do you want the authorised representative to be allowed to do the same on your account as you do? Then we need a notarial power of attorney from you. You can have this drawn up by a notary.
View below which banking needs the authorised representative can arrange.
With an authorisation on a bank account you can arrange matters for that account. A notarial power of attorney is often a general power of attorney and gives the authorised representative the authority to do 'everything' on your behalf. The authorised representative is then given broader authority to act. For example, the representative could have access to all your bank accounts and could be permitted to do the same on those accounts as you. You can see the differences in the overview below.
This may be done by an authorised representative with power of attorney on a bank account | This may be done by an authorised representative with general notarial power of attorney | |
Access to Internet Banking and the ABN AMRO app | | |
Transfer money from current account | | |
View and download credits and debits | | |
View and download credits and debits View all products and check balance | | |
Transfers to and from savings and investment accounts linked to the current account | | |
Pay and withdraw money with an additional payment card; | | |
Change limits | | |
Request a payment card | | |
Request, change or cancel products | | |
Change address or other personal information | | |