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Open a joint account

Via the ABN AMRO app 


   

  • Mobile banking made easy
  • 1 account for all your expenses
  • Current account with 2 debit cards
  • Pay via Google Pay or Apple Pay
  • For only €5.20 per month

Need help with opening an account?

Want to open an account and need some help? We're happy to help! Contact us through Customer Service.

See all telephone numbers and opening hours. Please note that there will be a waiting time.

Switching banks without a hitch

If switching banks feels like a hassle, why not use our free Switching Service to transfer all your finances. Request the Switching Service once your account has been opened so that everything will run smoothly. Please note: You can only use the Switching Service if you are transferring from a Dutch bank. 

Frequently Asked Questions

The joint account consists of a bank account with 2 debit cards and costs  €5.20  per month. 

You pay the monthly fee in advance, starting in the first month after you open the account.

The joint account contains a current account, two debit cards and access to online banking services. It is a flexible payment package, which means you choose what you want in addition to your basic package. For example, you may want to have a credit card. You only pay for what you use. If something changes, that's no problem. You can easily make changes online. Check out all the fees in one overview.

Do you want to make your personal account joint or change your joint account to a single personal account? Then you need to make an appointment via Video Banking. This way, we can identify you and your co-applicant via your smart device with camera. We are looking forward to seeing you!

Please note: You can only convert an account without an overdraft facility. If you want to keep the option of overdraft, you need to cancel your overdraft facility first. After your single account has been converted to a joint account, you can reapply for an overdraft facility.

You can open an account and identify yourself through the ABN AMRO app with the following forms of identification:

  • Dutch identity document (identity card, driving licence or passport)
  • International passport (except United States passport)
  • Residence permit (type I, II, III, IV, V, EU/EEA, EU/EEA family member)

See how to open a bank account through the ABN AMRO app.

You can open an account and identify yourself by appointment with the identity documents listed below:

  • Dutch identity document (identity card, driving licence or passport)
  • International identity document (except United States passport)
  • Residence permit (type I/IV)

Find out how to open a bank account via the website.

In this case, you can only become a client at an ABN AMRO branch. Make an appointment at one of our branches to do this. You can do this by contacting us (standard call charges apply).

After you upload your identity document, you will be asked to verify the details. You can change your name and date of birth if necessary. Your application may be rejected if the details cannot be properly verified. You can then restart the application.

We want to be sure that you are who you say you are when you open an account. This helps us to prevent fraud, for example abuse of your current account. For this reason, one of the things we need from you is an extract from the Municipal Personal Records Database (BRP). You can request it yourself at your municipality. You can open the account even without the extract, but some features of your current account will not be available in this case, for example deposits and cash withdrawals.

All banks are required to verify the identity of their customers and ABN AMRO is no exception. This requirement is set out in the Dutch Money Laundering and Terrorist Financing (Prevention) Act and helps to prevent money laundering and the financing of terrorism.

You will receive information about the status of your application via SMS and e-mail within 4 hours after completing the application. Has your application been rejected? Then we will explain in the text message why your application has been rejected. In addition, you will see an 'error screen' in the ABN AMRO app. Here you can read what happened and what you can do.

If you open a joint account, you must both sign. After you have both signed, we will open the account and send you the debit cards and activation code.

To have your name listed first, apply for the joint account yourself.  If your co-applicant starts the application process, their name will be used for the account.

Even if you don't have a mobile phone, you can apply for a joint account. Go to Open a joint account without a smartphone and follow the on screen steps. During your application, you can indicate that you don't have a smartphone. 

Who do you want to open an account with?

With my partner

If you and your partner are moving in together, it's useful to have a joint account. That way, you can easily share the rent or mortgage payments. It also gives you one clear summary of your other regular expenses.

With my parent(s) or grandparent(s)

If you are over the age of 18 and you have elderly parents or grandparents, it may help to open a joint account. This could be useful for doing grocery shopping for your parents or grandparents or to keep an extra eye on their finances. Alternatively, one of your parents or grandparents can authorise you to use their account. These options will have different implications when the parent or grandparent dies. This page explains the differences so that you can decide which option suits your situation best.

With my child who is a minor

You cannot open a joint account with your child if they are still a minor. Have you thought about opening a Young Person’s Growth Account for your child? This will help your child learn how to handle money and still gives you access to the account.

With my grandchild

You cannot open a current account with or for your grandchild if they are still a minor. If you wish to save for your grandchild, ask the parents to open a KidsFuture Savings Account. On this account, you can then save for your grandchild. 

For my foster child

You can only open a Young Person’s Growth Account for your foster child if you are their legal representative.

Who do you want to open an account with?

With my partner

If you and your partner are moving in together, it's useful to have a joint account. That way, you can easily share the rent or mortgage payments. It also gives you one clear summary of your other regular expenses.

With my parent(s) or grandparent(s)

If you are over the age of 18 and you have elderly parents or grandparents, it may help to open a joint account. This could be useful for doing grocery shopping for your parents or grandparents or to keep an extra eye on their finances. Alternatively, one of your parents or grandparents can authorise you to use their account. These options will have different implications when the parent or grandparent dies. This page explains the differences so that you can decide which option suits your situation best.

With my child who is a minor

You cannot open a joint account with your child if they are still a minor. Have you thought about opening a Young Person’s Growth Account for your child? This will help your child learn how to handle money and still gives you access to the account.

With my grandchild

You cannot open a current account with or for your grandchild if they are still a minor. If you wish to save for your grandchild, ask the parents to open a KidsFuture Savings Account. On this account, you can then save for your grandchild. 

For my foster child

You can only open a Young Person’s Growth Account for your foster child if you are their legal representative.