If you’re interested in investing, but find getting started too difficult or time-consuming, Guided Investing could be the answer. You can start investing in one of the ABN AMRO ESG Profile Funds from as little as € 20. The online guidance helps you make the right choices to get started. After that, our fund managers will take over.
Investing with ABN AMRO means investing with over 200 years’ experience. Our expertise, service and products are distinctive and receive great ratings. So great in fact, that we regularly win prizes.
You can see the development and current value of your ABN AMRO ESG Profile Fund there. You also have direct insight into the achievement of the target amount under different market conditions.
You can buy or sell an ABN AMRO Profile Fund at any time via the Mobile Banking app or Internet Banking. There are no transaction costs involved. You can also place a periodic order, meaning that you automatically make a periodic deposit. It is very simple and easy.
In placing your order, you are buying or selling part of the ABN AMRO ESG Profile Fund. This process takes a maximum of 4 working days.
How are the costs divided?
Service fee
You pay a fixed percentage as the service fee for Guided Investing. This fee includes the costs of buying and selling, online support, administering your Profile Fund and providing the information you need.
ABN AMRO ESG Profile Fund
You also pay costs to the fund manager responsible for the Profile Funds. These costs comprise of the transactions costs and the ongoing costs.
The transaction costs are the costs incurred by the Profile Fund when buying or selling investments. The ongoing costs include, amongst others, the costs for managing, servicing and administering the investment fund.
The ongoing costs are always shown as a percentage of the fund assets. You can also find the ongoing costs in the Key Investor Information Document (EBI) of the Profile Funds.
Guided Investing costs information sheet
Additional information relating to the costs information sheet for investment products
The ‘Additional information relating to the costs’ information sheet explains about different types of fees. Not all sections of the document are relevant for Guided Investing, the section ‘Investment Funds’ is particularly relevant to Guided Investing.There are five ABN AMRO ESG Profile Funds managed by an experienced fund manager. Every fund has its own characteristics and different risks.
| Risk | 2019 | 2020 | 2021 | 2022 | 2023 | since 2019 |
|---|---|---|---|---|---|---|
| Defensive | 8.9% | 2.1% | 3.9% | -12.2% | 7.4% | 1.7% |
| Moderately Defensive | 12.0% | 1.7% | 7.9% | -12.8% | 8.3% | 3.0% |
| Moderately Aggressive | 16.6% | 2.1% | 13.0% | -13.5% | 9.6% | 5.0% |
| Aggressive | 21.3% | 1.9% | 18.3% | -14.5% | 11.0% | 6.8% |
| Very Aggressive | 23.7% | 1.2% | 22.3% | -13.7% | 12.1% | 8.2% |
Source: ABN AMRO Investment Solutions, Morningstar. Compound return from 01/01/2019 to 31/12/2023, in euros and after deduction of fees. Net dividends reinvested (if applicable). Based on a geometrical calculation method. The value of your investments can vary. Past results are not indicative of future results.
You should only invest capital that you have over and above your buffer for unforeseen expenses . Investing can be interesting, but it is not without risk. You can lose (a part of) your deposit. Invest only in investment products that you understand.
With Guided Investing you make your own choices - without advice from us - and thus determine your own risk limits. We have listed the most common investment risks for you.
You can see the development and current value of your ABN AMRO ESG Profile Fund there. You also have direct insight into the achievement of the target amount under different market conditions.
You can buy or sell an ABN AMRO Profile Fund at any time via the Mobile Banking app or Internet Banking. There are no transaction costs involved. You can also place a periodic order, meaning that you automatically make a periodic deposit. It is very simple and easy.
In placing your order, you are buying or selling part of the ABN AMRO ESG Profile Fund. This process takes a maximum of 4 working days.
You can stop using Guided Investing whenever you wish. Please cancel it in writing. You will not be charged for selling your investment in your ABN AMRO ESG Profile Fund.
ABN AMRO ESG Profile Funds meet a number of sustainability criteria and qualify as 'ESG investments.
ABN AMRO ESG Profile Funds apply a number of exclusions, for instance, the funds do not invest in companies that manufacture controversial weapons or tobacco products. Businesses that attach little importance to sustainability are also avoided.
We identify public entities and companies that manage their ESG risk better than comparable organisations. This non-financial analysis is performed for at least 90% of the portfolio.
Furthermore, the fund is committed to take engagement actions when necessary.
Investing involves risks. You could lose (some of) the money you invested. If you are going to invest, it is important that you are aware of this. Invest with money you can spare. Read more about the risks associated with investments.
Find the answers to frequently asked questions about investing on our service page.
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