Home insurance provides cover for damage to your house, garage or shed caused by storm or fire, for example. If you have bought a flat, check whether you need buildings insurance at all.
You can easily combine your home insurance with home contents and liability insurance. They fit together perfectly, so you can be sure that you are properly insured.
Glass cover insures you for all glass damage, including if your child throws a ball through your window. To take out this cover, please get in touch with us.
Please provide us with your address details and answer a few questions about your home. Please also provide details of the persons living at this address and your date of birth.
In addition to home insurance, you can also take out home contents insurance and liability insurance straight away. You can also select additional cover.
After you have completed the steps, your premium will be displayed. You can then immediately log in and apply for the insurance. You decide when the insurance takes effect.
Please provide us with your address details and answer a few questions about your home. Please also provide details of the persons living at this address and your date of birth.
In addition to home insurance, you can also take out home contents insurance and liability insurance straight away. You can also select additional cover.
After you have completed the steps, your premium will be displayed. You can then immediately log in and apply for the insurance. You decide when the insurance takes effect.
You will only have to pay an excess in the event of:
If you select all-risk cover when applying for the policy, you will have an excess of €100 for specific all-risk claims. In addition, you can select a voluntary excess of €100, €250 or €500. This additional excess applies per incident. You will receive a discount on your premium, but you will also receive less compensation in the event of a claim. If you apply for home insurance online, you will not receive an offer for a voluntary excess. However, you can select this after the application process is complete. You will receive more information on this.
If your home (or part of it) is lost due to a covered event, the entire damage will be reimbursed to you. For example, in the event of fire damage. If you sustain damage that is covered, you have an underinsurance guarantee.
For items like fences that are over five years old, only the current market value will be compensated. View the terms and conditions and depreciation list for all the details.
Premium
The premium is specific to each situation and can vary depending on the type of house you want to insure and your family situation.
Commission
ABN AMRO Bank N.V. mediates for private clients in non-life insurance products of ABN AMRO Schadeverzekering N.V. We receive a fee of 20% of the premium for providing this mediation. The exact commission is stated in the premium calculation. More information about our services: Non-Life Insurance Information Shee t.
Insurance tax
You pay 21% insurance tax on the ABN AMRO Home Contents Insurance premium and fees. This will be factored into your premium calculation.
Basic cover insures you against incidents such as fire, burglary and water damage. All-risk cover also includes any damage resulting from other sudden or unexpected events, even if you are responsible for the event. Take, for example, damage to the floor because you dropped something. All-risk cover includes all-risk glass cover. The compulsory excess for all-risk claims is €100. If you are only claiming for damage to glass, the compulsary excess does not apply. Some damage, such as intentional damage, is never covered. Take a look at the terms and conditions to see what is and is not covered.
Please note that you can only select additional personal possessions cover if you have an all-risk policy.
During the online application process, you’ll be asked to select basic cover or all-risk cover. You can still change your home insurance policies after you’ve submitted your online application. If you’re requesting home contents insurance as well as home insurance, the cover is the same for both: basic or all-risk.
If you’d prefer a separate cover for each insurance policy, or you want to combine all-risks glass cover with the basic cover, contact us for a personal offer.
Read the terms and conditions carefully first so you have all the information you need before you decide.
Want to check the most relevant cover information? You can find it in the insurance information sheet. It has been drawn up in accordance with European guidelines. It is an easy-to-use tool to help you compare insurance policies.
Non-life insurance information sheet
We've made this Information Sheet because we want you to be well-informed about our services. In this document, we will explain what you can expect from us as a provider of non-life insurance and what we expect from you as a policyholder. We will also address our fees and tell you how to contact us if you have any questions or complaints.
If you applied for your buildings insurance before 29 April 2012, check the terms and conditions that apply to your policy (in Dutch).
If you applied for your buildings insurance before 15 October 2018, check the terms and conditions that apply to your policy (in Dutch).
