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Self-directed Investing Basic

Makes your investment choices easier

Self-directed Investing Basic

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Not an ABN AMRO customer yet?
  • No transaction fees for investment funds and ETFs
  • Appealing selection
  • Make your own investment choices
  • Use our tools and expertise
  • Stay up to date all the time and everywhere

For the interested investor

With Self-directed Investing Basic, you can choose from an appealing selection of shares, ETFs (trackers) and investment funds. You invest at low costs and get access to useful tools. Experts share their knowledge and analyses with you. This makes it easier for you to make your investment choices.

Before you start investing

Investing involves risks. You can lose (a part of) your deposit. If you are going to invest, it is important that you are aware of this, especially in turbulent times on the stock exchange. 

More about the risks of investing

Easy diversified investing with ETFs

ETFs offer an easy way to spread your investments across multiple stocks and bonds. But how exactly does this work, why are ETFs popular and how do you choose one? Read all about it. Investing involves risks. You could lose (some of) your investment.

Discover ETFs Open a Self-Directed Investing account
Help from tools and experts

Help from tools and experts

Stay informed via news and backgrounds. The opinions and analyses of experts allow you to easily identify market opportunities. And the fund selector makes your investment choices easier.

Appealing product selection

Appealing product selection

To keep matters simple for you, we have made a selection. Choose from more than 270 shares, more than 200 ETFs and over 200 investment funds, including various sustainable funds.

Buy and sell easily

Buy and sell easily

Track your investments through Internet Banking and Mobile banking. Buying and selling investments can also easily be done on your laptop, tablet or mobile phone. We will show you how this works, step by step.

Placing an order for Self Directed Investing

Calculate your costs and possible returns

Woman on couch with tablet

Is Self-directed Investing Basic appropriate for me?

With Self-directed Investing Basic, you can choose from an appealing selection of shares, ETFs (trackers) and investment funds. You invest at low costs independently and get access to useful tools.
Do you think Self-directed Investing Basic is too complicated? Then investing with online guidance may be appropriate for you. From € 50,000, you can also have your money invested with personal attention.

Would you actually like to invest worldwide in an extensive range with an advanced trading platform? Then compare it with Self-directed Investing Plus.

Man sitting at kitchen table with laptop

You can start at € 20

Do you have spare money and do you want to give it the opportunity to grow? See if investing might be right for you. Investing involves risks. But you can start with a small amount. You can also automatically deposit a fixed amount into an investment fund without transaction costs, for example every month.

Start now

 

More information and conditions

Who is Self-directed Investing Basic intended for?
  • You understand the characteristics and risks of shares, ETFs and investment funds 
  • You want to make your own choices and put together your own investment portfolio 
  • You want to be able to invest online and on your mobile phone 
  • You follow the stock prices and the financial news 
  • You want to invest time into investing 
  • You know that you might lose your investment
The selection

With Self Directed Investing Basic you can invest in:

  • More than 270 shares listed on the AEX, AMX, AScX, STOXX Europe 50, and the S&P 100 
  • More than 200 ETFs 
  • Over 200 investment funds

You have access to shares of the most appealing Dutch, European and American companies. In addition, you can choose from a wide range of investment funds and ETFs from numerous renowned fund houses.

When determining the selection, we carefully considered the possibility for you as an investor to put together a broadly spread investment portfolio yourself. For example, you can choose investment funds that spread the investments across shares, bonds or other investment categories. But also across regions, such as Europe, North America, and emerging markets. Or themes, such as Sustainable Energy, Water, Healthcare.

Self-directed Investing Basic gives you access to the opinions, current news and sustainability indicator of the various shares. Because of this, you always start from a well-informed position.

View the entire selection .

Always have insight into your investments

With Self-directed Investing Basic, you are up to date all the time and everywhere. You always know how your investments are doing and you can buy or sell your investments immediately. Using your laptop, tablet or mobile phone.

  • Your portfolio is always visible through Mobile Banking and Internet Banking. 
  • You can buy and sell the investments from the selection through Mobile Banking and Internet Banking. 
  • You receive digital quarterly statements and a complete annual statement.
Terms and Conditions

View the terms and conditions of investing .

Costs

This is what you pay us 

You pay us service costs and transaction costs. Service costs are costs for the administration of your investment portfolio and the information we provide about it. You pay transaction costs when buying and selling your shares. You do not pay transaction costs when buying and selling investment funds and ETFs.

Overview of costs you pay us

Type of Costs

Rate

Service costs

0.2% of the value of your investment portfolio. 

From €100,000 the service costs are 0.12%, from €400,000 the service costs are 0.06%

Transaction costs per order
  • Investment funds: no transaction costs 
  • Domestic shares: €5 + 0.05% on the value of the order, per order
  • Foreign shares: €5 + 0.05% on the value of the order, per order
  • ETFs: no transaction costs

 

This is what you pay to other parties

If you have investment funds in your portfolio, you must take into account the costs that these funds incur. These are external costs and administration costs, for example. We call these the running costs. These are already included in the price of the investment fund. The Essential Investor Information for each fund states the costs.

Reduction of rate for foreign shares

From 20 July 2023, the rate for foreign shares has been adjusted for Self-directed Investing Basic. We are reducing the transaction costs for foreign share transactions for Germany, United Kingdom, Ireland, Italy, Spain and United States from €10 + 0.10% to €5 + 0.05%. With this, we equalise the transaction costs for domestic and foreign share transactions for the Self-directed Investing Basic selection.

You can find the rate card here .

You pay costs for investing. These lower your return. You also run risks with investing. Therefore, consider whether investing is (still) appropriate for you. Or whether saving might be a better solution for you.

Sample calculation

To give you a good idea of the annual costs for investing, ABN AMRO uses sample profiles. These sample profiles show you the expected annual costs if you invested the same or approximately the same as the sample profile. We show you different sample profiles, and each sample profile has its own characteristics.

Choose the sample profile that best fits your investment portfolio and investment behaviour. The annual costs in the sample profile will then be comparable to the costs that you would incur yourself. This allows you to see the expected annual costs for investing before you start.

View the sample profiles

Influence of costs on return

This calculation example shows the influence of all costs on the return on your investment. We use a fixed return of 4% per year for this. Your actual return may therefore be different. This fixed return allows you to make a proper comparison between our costs and those of other providers of investment services.

This is not a prediction, but a sample calculation. If the return is higher or lower than in this example, the costs will generally also be higher or lower.

Value of investment at the start: € 10,000

Sale after 1 year

Sale after 3 years

Sale after 5 years

Outcome based on 4% return per year

€ 10,400

€ 11,204

€ 12,069

Costs of our investment services 0.20% per year

€ 21

€ 65

€ 112

Costs of all investment products in your portfolio 0.53% per year

€ 55

€ 172

€ 297
       

Total costs

€ 76

€ 237

€ 410
       

Total costs as a percentage of the outcome

0.73%

2.11%

3.39%

The annual percentage in this calculation example is based on the investment products that make up the portfolio.

The costs are calculated based on the total value of the portfolio each year. The total costs as a percentage are calculated as the total fees and costs paid after 1, 3 and 5 years divided by the result.

Buying and selling

You may receive dividends from shares in cash or in the form of new shares. For some shares you can participate in a dividend reinvestment plan (DRIP). 

More about placing an order

If you have applied for Self-directed Investing Basic, we will need information about your knowledge and experience of investing. On the basis of this information we will assess whether the investment products in which you want to invest are appropriate for you. It is for this reason that we ask you to complete a questionnaire about your knowledge and experience before you start investing.

More about periodic investing

Switch to Self-directed Investing Basic

Transfer your portfolio free of charge from Self-directed Investing (Plus) to Self-directed Investing Basic

Do you have a Self-directed Investing or Self-directed Investing Plus account and do you want to transfer your portfolio to Self-directed Investing Basic? You can easily request that. We will then do the following for you:

  • We will check whether your investments fit in the Self-directed Investing Basic selection. 
  • Does your entire portfolio fit into the Self-directed Investing Basic selection? Only then will we transfer your portfolio. 
  • If your investments do not fit in the Self-directed Investing Basic selection, we will contact you. Tip: view the Self-directed Investing Basic selection and check whether your portfolio fits.

Please note: if your portfolio is transferred, your historical data on value development and return will be lost.

Request the transfer to Self-directed Investing Basic

Transfer your portfolio from another bank or broker to ABN AMRO

Do you want to switch your investment portfolio to ABN AMRO? We are happy to take the work off your hands with our Transfer Service. Will your current bank charge costs for your transfer? We will reimburse this up to an amount of € 1,500.

Read more about the Transfer Service

Sustainable investing

When investing sustainably, the consequences of the investment play an important role. That is why it is also referred to as socially responsible investing. A sustainable investor wants to contribute to a better world. In addition to the environment, sustainable investors also promote human rights and education, for instance.

Socially responsible investing is an important principle of ABN AMRO. Certain investments are completely excluded for all investment types. Investments in producers of cluster bombs and landmines, for instance.

Would you like to (partly) invest in sustainable investment funds? You can easily see how sustainable the funds you select are in the Fund Selector or filter them based on sustainability.

The risks

You should only invest capital that you have over and above your buffer for unforeseen expenses. Investing can be interesting, but it is not without risk. You may lose (a part of) your investment. It is good to be aware of this. We recommend that you only invest in investment products that match your knowledge and experience. 

With Self-directed Investing Basic, you make your choices without advice from us. Do you know the risks of investing? That means you are better able to determine whether you want to run those risks and prevent yourself facing any surprises. We have listed the most common risks for you.  

Stopping investing

You can always stop Self-directed Investing Basic. You can cancel in writing or let us know online that we should close the account.

Terms and Conditions

View the Terms and Conditions of investing.

More information and conditions

Who is Self-directed Investing Basic intended for?
The selection
Always have insight into your investments
Terms and Conditions
Costs
Sample calculation
Influence of costs on return
Buying and selling
Switch to Self-directed Investing Basic
Sustainable investing
The risks
Stopping investing
Terms and Conditions

Who is Self-directed Investing Basic intended for?

  • You understand the characteristics and risks of shares, ETFs and investment funds 
  • You want to make your own choices and put together your own investment portfolio 
  • You want to be able to invest online and on your mobile phone 
  • You follow the stock prices and the financial news 
  • You want to invest time into investing 
  • You know that you might lose your investment

The selection

With Self Directed Investing Basic you can invest in:

  • More than 270 shares listed on the AEX, AMX, AScX, STOXX Europe 50, and the S&P 100 
  • More than 200 ETFs 
  • Over 200 investment funds

You have access to shares of the most appealing Dutch, European and American companies. In addition, you can choose from a wide range of investment funds and ETFs from numerous renowned fund houses.

When determining the selection, we carefully considered the possibility for you as an investor to put together a broadly spread investment portfolio yourself. For example, you can choose investment funds that spread the investments across shares, bonds or other investment categories. But also across regions, such as Europe, North America, and emerging markets. Or themes, such as Sustainable Energy, Water, Healthcare.

Self-directed Investing Basic gives you access to the opinions, current news and sustainability indicator of the various shares. Because of this, you always start from a well-informed position.

View the entire selection .

Always have insight into your investments

With Self-directed Investing Basic, you are up to date all the time and everywhere. You always know how your investments are doing and you can buy or sell your investments immediately. Using your laptop, tablet or mobile phone.

  • Your portfolio is always visible through Mobile Banking and Internet Banking. 
  • You can buy and sell the investments from the selection through Mobile Banking and Internet Banking. 
  • You receive digital quarterly statements and a complete annual statement.

Terms and Conditions

View the terms and conditions of investing .

Costs

This is what you pay us 

You pay us service costs and transaction costs. Service costs are costs for the administration of your investment portfolio and the information we provide about it. You pay transaction costs when buying and selling your shares. You do not pay transaction costs when buying and selling investment funds and ETFs.

Overview of costs you pay us

Type of Costs

Rate

Service costs

0.2% of the value of your investment portfolio. 

From €100,000 the service costs are 0.12%, from €400,000 the service costs are 0.06%

Transaction costs per order
  • Investment funds: no transaction costs 
  • Domestic shares: €5 + 0.05% on the value of the order, per order
  • Foreign shares: €5 + 0.05% on the value of the order, per order
  • ETFs: no transaction costs

 

This is what you pay to other parties

If you have investment funds in your portfolio, you must take into account the costs that these funds incur. These are external costs and administration costs, for example. We call these the running costs. These are already included in the price of the investment fund. The Essential Investor Information for each fund states the costs.

Reduction of rate for foreign shares

From 20 July 2023, the rate for foreign shares has been adjusted for Self-directed Investing Basic. We are reducing the transaction costs for foreign share transactions for Germany, United Kingdom, Ireland, Italy, Spain and United States from €10 + 0.10% to €5 + 0.05%. With this, we equalise the transaction costs for domestic and foreign share transactions for the Self-directed Investing Basic selection.

You can find the rate card here .

You pay costs for investing. These lower your return. You also run risks with investing. Therefore, consider whether investing is (still) appropriate for you. Or whether saving might be a better solution for you.

Sample calculation

To give you a good idea of the annual costs for investing, ABN AMRO uses sample profiles. These sample profiles show you the expected annual costs if you invested the same or approximately the same as the sample profile. We show you different sample profiles, and each sample profile has its own characteristics.

Choose the sample profile that best fits your investment portfolio and investment behaviour. The annual costs in the sample profile will then be comparable to the costs that you would incur yourself. This allows you to see the expected annual costs for investing before you start.

View the sample profiles

Influence of costs on return

This calculation example shows the influence of all costs on the return on your investment. We use a fixed return of 4% per year for this. Your actual return may therefore be different. This fixed return allows you to make a proper comparison between our costs and those of other providers of investment services.

This is not a prediction, but a sample calculation. If the return is higher or lower than in this example, the costs will generally also be higher or lower.

Value of investment at the start: € 10,000

Sale after 1 year

Sale after 3 years

Sale after 5 years

Outcome based on 4% return per year

€ 10,400

€ 11,204

€ 12,069

Costs of our investment services 0.20% per year

€ 21

€ 65

€ 112

Costs of all investment products in your portfolio 0.53% per year

€ 55

€ 172

€ 297
       

Total costs

€ 76

€ 237

€ 410
       

Total costs as a percentage of the outcome

0.73%

2.11%

3.39%

The annual percentage in this calculation example is based on the investment products that make up the portfolio.

The costs are calculated based on the total value of the portfolio each year. The total costs as a percentage are calculated as the total fees and costs paid after 1, 3 and 5 years divided by the result.

Buying and selling

You may receive dividends from shares in cash or in the form of new shares. For some shares you can participate in a dividend reinvestment plan (DRIP). 

More about placing an order

If you have applied for Self-directed Investing Basic, we will need information about your knowledge and experience of investing. On the basis of this information we will assess whether the investment products in which you want to invest are appropriate for you. It is for this reason that we ask you to complete a questionnaire about your knowledge and experience before you start investing.

More about periodic investing

Switch to Self-directed Investing Basic

Transfer your portfolio free of charge from Self-directed Investing (Plus) to Self-directed Investing Basic

Do you have a Self-directed Investing or Self-directed Investing Plus account and do you want to transfer your portfolio to Self-directed Investing Basic? You can easily request that. We will then do the following for you:

  • We will check whether your investments fit in the Self-directed Investing Basic selection. 
  • Does your entire portfolio fit into the Self-directed Investing Basic selection? Only then will we transfer your portfolio. 
  • If your investments do not fit in the Self-directed Investing Basic selection, we will contact you. Tip: view the Self-directed Investing Basic selection and check whether your portfolio fits.

Please note: if your portfolio is transferred, your historical data on value development and return will be lost.

Request the transfer to Self-directed Investing Basic

Transfer your portfolio from another bank or broker to ABN AMRO

Do you want to switch your investment portfolio to ABN AMRO? We are happy to take the work off your hands with our Transfer Service. Will your current bank charge costs for your transfer? We will reimburse this up to an amount of € 1,500.

Read more about the Transfer Service

Sustainable investing

When investing sustainably, the consequences of the investment play an important role. That is why it is also referred to as socially responsible investing. A sustainable investor wants to contribute to a better world. In addition to the environment, sustainable investors also promote human rights and education, for instance.

Socially responsible investing is an important principle of ABN AMRO. Certain investments are completely excluded for all investment types. Investments in producers of cluster bombs and landmines, for instance.

Would you like to (partly) invest in sustainable investment funds? You can easily see how sustainable the funds you select are in the Fund Selector or filter them based on sustainability.

The risks

You should only invest capital that you have over and above your buffer for unforeseen expenses. Investing can be interesting, but it is not without risk. You may lose (a part of) your investment. It is good to be aware of this. We recommend that you only invest in investment products that match your knowledge and experience. 

With Self-directed Investing Basic, you make your choices without advice from us. Do you know the risks of investing? That means you are better able to determine whether you want to run those risks and prevent yourself facing any surprises. We have listed the most common risks for you.  

Stopping investing

You can always stop Self-directed Investing Basic. You can cancel in writing or let us know online that we should close the account.

Terms and Conditions

View the Terms and Conditions of investing.

Prize-winning investments with ABN AMRO

Investing with ABN AMRO means investing with over 200 years’ experience. Our expertise, service and products are distinctive and receive great ratings. So great in fact, that we regularly win prizes.

More about our awards and distinctions

Investing involves risks

Investing involves risks. You could lose (some of) the money you invested. If you are going to invest, it is important that you are aware of this. Invest with money you can spare. Read more about the risks associated with investments.

Do you need help?

Do you have a question?

Find the answers to frequently asked questions about investing on our service page.

Go to service page

Call us now

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