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Annual travel insurance

Flexible changes, all year round

Why you should take out annual travel insurance

You’ve booked a few holiday trips to look forward to, great! Annual travel insurance is perfect if you go on holiday several times a year and want to be covered all year round. It covers you as standard for things like extra costs due to a natural disaster or having to return home early following a serious accident. It's possible to take out additional covers. For instance for medical costs or cancelation.

What is covered and what is not?

You are insured for things such as:

  • Loss or theft of your luggage
  • Assistance in the event of an accident, illness, admission to hospital or death
  • Early return home due to illness or an accident
  • Longer stay due to a natural disaster or a strike
  • Damage to your tent during your trip

You are not insured for things such as:

  • Loss or damage caused intentionally
  • Loss or damage caused under the influence of alcohol, drugs or medication
  • Loss or damage caused by a dangerous sport
  • Loss or damage during business trips if you haven’t opted for this cover
  • Unnecessary medical costs

Apply for your annual travel insurance in 3 steps

Tasklist

Your details

Tell us who you want to insure. You can insure other family members besides yourself.

Select your cover

Select the coverage area, your excess and choose additional cover if required.

Calculate your premium

You will now see what premium you will pay. Does that look OK? You can now log in and apply directly.

Your details

Tell us who you want to insure. You can insure other family members besides yourself.

Tasklist

Select your cover

Select the coverage area, your excess and choose additional cover if required.

Calculate your premium

You will now see what premium you will pay. Does that look OK? You can now log in and apply directly.

Changing your insurance

With continuous travel insurance, you can change your additional cover at any time. So whether you enjoy soaking up the sun outside Europe, winter sports or multiple city trips within Europe, choose the right cover for each type of trip. This way, you never pay too much and are well insured for any type of trip.

map of the world

Europe or World cover?

Whether you like to stay within Europe or prefer to travel around the world, we offer cover for every traveller. Europe cover includes:

  • All countries of Europe, including Russia to the eastern border of the Urals
  • Countries around the Mediterranean: Algeria, Egypt, Israel, Lebanon, Libya, Morocco, Syria, Tunisia, Turkey
  • Spanish islands (Balearic Islands, Canary Islands)
  • Portuguese islands (Madeira/Porto Santo, Azores)
If you do not see your holiday country, choose World cover.
man waiting at airport

Bad luck during your holiday

Naturally, you would prefer to go on holiday without worries. Still, you may fall ill during your holiday, have your flight cancelled or your belongings may be damaged. We will be happy to help you if this happens. See what we can do for you in such situations.

More information

Insurance cover amount

Find out the maximum pay-out you can receive in the event of a claim.

If you would like to see what your pay-out will be in the event of a claim while travelling, you can check  the list of depreciation rates . This lists the average life and annual depreciation rate for each item.

Excess

You have a €50 excess on your luggage and money as standard. You can also set your excess at €125 when you apply. You will then receive a discount on your premium, but you will also receive less compensation in the event of a claim.

Costs

Premium
The premium depends on the cover you choose, your family situation and your excess amount.

The standard excess on luggage and cash is €50 per event. You can also opt for an excess of €125. If you do, you will receive a 20% discount on the premium for the basic cover.

Insurance tax
You will be charged 21% insurance tax on the annual travel insurance premium and costs. This amount will be included in the calculation of your premium. The premium is taxed in part and the insurance tax depends on your family situation. In any case, you will be charged insurance tax on the premium for additional cover: cancellation charges, winter sports cover, roadside assistance in Europe and business travel cover.

Commission
ABN AMRO Bank N.V. provides personal customers with non-life insurance products on behalf of ABN AMRO Schadeverzekering N.V. We receive a fee of 10% of the premium for this. The exact commission is stated in the premium calculation. You can read more about our services on our  non-life insurance information sheet .

When the policy will start

You can choose whether to have the insurance policy commence on the next day or at a later date (maximum six months in the future).

Please note: You can only insure cancellation charges within seven days of booking your trip.

After taking out this insurance policy, you have 14 days to cancel the insurance free of charge. Simply return the policy document within 14 days of taking out the insurance to

ABN AMRO Verzekeringen
Antwoordnummer 9000
8000 VB Zwolle 

No stamp is required.

Terms and conditions and information sheets

Read the terms and conditions carefully first so you have all the information you need before you decide. 

Want to check the most relevant cover information? You can find it in the insurance sheet. It has been drawn up in accordance with European guidelines. So you have a handy overview to help you compare insurance policies.

Non-life insurance information sheet
We've made this Information Sheet because we want you to be well-informed about our services. In this document, we will explain what you can expect from us as a provider of non-life insurance and what we expect from you as a policyholder. We will also address our fees and tell you how to contact us if you have any questions or complaints.

Non-life insurance information sheet

More information

Insurance cover amount

Find out the maximum pay-out you can receive in the event of a claim.

If you would like to see what your pay-out will be in the event of a claim while travelling, you can check  the list of depreciation rates . This lists the average life and annual depreciation rate for each item.

Excess

You have a €50 excess on your luggage and money as standard. You can also set your excess at €125 when you apply. You will then receive a discount on your premium, but you will also receive less compensation in the event of a claim.

Costs

Premium
The premium depends on the cover you choose, your family situation and your excess amount.

The standard excess on luggage and cash is €50 per event. You can also opt for an excess of €125. If you do, you will receive a 20% discount on the premium for the basic cover.

Insurance tax
You will be charged 21% insurance tax on the annual travel insurance premium and costs. This amount will be included in the calculation of your premium. The premium is taxed in part and the insurance tax depends on your family situation. In any case, you will be charged insurance tax on the premium for additional cover: cancellation charges, winter sports cover, roadside assistance in Europe and business travel cover.

Commission
ABN AMRO Bank N.V. provides personal customers with non-life insurance products on behalf of ABN AMRO Schadeverzekering N.V. We receive a fee of 10% of the premium for this. The exact commission is stated in the premium calculation. You can read more about our services on our  non-life insurance information sheet .

When the policy will start

You can choose whether to have the insurance policy commence on the next day or at a later date (maximum six months in the future).

Please note: You can only insure cancellation charges within seven days of booking your trip.

After taking out this insurance policy, you have 14 days to cancel the insurance free of charge. Simply return the policy document within 14 days of taking out the insurance to

ABN AMRO Verzekeringen
Antwoordnummer 9000
8000 VB Zwolle 

No stamp is required.

Terms and conditions and information sheets

Read the terms and conditions carefully first so you have all the information you need before you decide. 

Want to check the most relevant cover information? You can find it in the insurance sheet. It has been drawn up in accordance with European guidelines. So you have a handy overview to help you compare insurance policies.

Non-life insurance information sheet
We've made this Information Sheet because we want you to be well-informed about our services. In this document, we will explain what you can expect from us as a provider of non-life insurance and what we expect from you as a policyholder. We will also address our fees and tell you how to contact us if you have any questions or complaints.

Non-life insurance information sheet

Frequently Asked Questions

The best time to buy travel insurance is right after your booking. Then you will know which additional cover you need and you can be sure you won’t forget to apply for travel insurance. You still have the option to take out your travel insurance just before departure. Taking out annual travel insurance is easy, and can be done simply online.

Would you also like cover for if you have to cancel your trip or return home early? Then you should choose the additional cover for Cancellation costs when applying for your annual travel insurance. You are only insured for your cancellation costs if you apply for the insurance within 7 days of booking your trip.

Short-term travel insurance covers you for just one trip, whereas annual travel insurance covers all year long. No matter how often you travel. If you go on holiday more than twice a year, annual travel insurance will be the cheaper option for you.
Our annual travel insurance gives you excellent cover all year round. Including city trips and weekends away. For instance, you are covered when you need help due to an accident or illness, leading to you to cut your trip short. Your luggage is also covered against loss and theft. Do you want to cover cancellation costs, medical costs or winter sports holidays as well? Check out our additional covers.
While travel insurance is not compulsory in the Netherlands, it could save you a lot of financial problems. If you are heading away for a few weeks or going on multiple city trips, ABN AMRO’s annual travel insurances has everything you need for a well-insured holiday all year round.
Annual travel insurance covers you for up to 90 days. Are you going away for longer? No problem. Simply take out our extended trip cover for up to 365 days.
There is always only one policyholder. This is also the case if the premium is debited from your joint account. Only the policyholder can view the insurance policies in Internet Banking.