Got your pension sorted?

Everything you need to know about accruing and receiving pension benefits

Build up pension

Pay out pension (in Dutch)

Your pension. How does it work?

With us, you can save and invest for your top-up pension with a pension account. It is up to you to decide when you want your top-up pension to be paid out as gross income, which can be when you reach the state pension age (AOW), for example, or when you retire. To help you get started, we will explain the essentials. And we have put together a step-by-step guide for you so that you can start boosting your pension right away.

Get a bonus up to €100

Apart from saving money for your pension, you can also invest money for your pension. Now that’s worth celebrating! Open a pension account before 1 January 2025, deposit €500 into the account and you’ll receive a €50 bonus. If you also choose the pension investment option and place your first investment order, you’ll receive another €50.

If you already have a pension account, you can still get a €50 bonus.

Please note: you could lose part of your initial investment.

Take a look at the promotion

The state pension is often not enough

When you reach the state pension age, the Dutch government will start to pay you the basic pension, which is called ‘AOW’. The term ‘basic pension’ says it all; it’s merely the groundwork for your income and often not enough to maintain the same lifestyle as you have become accustomed to. Many employers have, therefore, set up an employee pension scheme for their employees. If you have your own business, you have to arrange your own pension.

Check your 'AOW' age (in Dutch)