Open a bank account

This promotion applies to the Basic Payment Package (a bank account for yourself).

Simply download the ABN AMRO app and follow the steps on the screen. Enter BEGIN100 in the promotion code field. You will receive the first €25 when you open an account and activate your app and debit card. If you make 10 payments within 3 months, you will receive another €25. And if you have 3 salary payments paid into your account within 6 months of opening it, you will receive the final €50. You will recognise the payment from our payment reference on your statement:

• Gift 1 - Activate app and card
• Gift 2 - 10 payments made
• Gift 3 - 3 salary deposits

Tip: Transferring one cent 10 times obviously doesn’t count as 10 payments. Make 10 proper payments with your debit card or digitally, and you will earn your second €25.

Tip: Notify your employer about your new account number ASAP to make sure that you earn the final €50!

The money will appear in your account on the same day as the monthly fee for your bank account is deducted. The processing time for the promotion may mean that it takes a month longer, and we deduct your monthly fee from the amount you receive. We check whether you have completed one or more of the 3 steps on the last working day of the month. You will see your gift on your next statement, minus your regular monthly fee. The check for paying out the final €50 (step 3) is carried out 6 months after you open your account.

Take a look at the terms and conditions for more detailed information.

If you forgot to enter the promotional code during the application process, you will not be eligible for the welcome gift of up to €100.

The Basic Payment Package consists of a bank account with 1 debit card and costs €3.25 per month.

As of 1 January 2025 we change the fees and conditions of our payment products. Read more about these changes.

The Basic Payment Package contains a current account, a debit card and access to online banking services. It is a flexible payment package, which means you choose what you want in addition to your basic package. For example, you may want to have a credit card or an extra debit card. You only pay for what you use. If something changes, that's no problem. You can easily make changes online. Check out all the fees in one overview.

You can open an account and identify yourself through the ABN AMRO app with the following forms of identification:

• Dutch identity document (identity card, driving licence or passport)
• International passport (except United States passport)
• EU/EER identity card (except Greece and Romania)
• Residence permit (type I, II, III, IV, V, EU/EEA, EU/EEA family member)

See how to open a bank account through the ABN AMRO app.

You can open an account and identify yourself by appointment with the identity documents listed below:

• Dutch identity document (identity card, driving licence or passport)
• EU/EER identity document
• Residence permit (type I/IV)

Find out how to open a bank account via the website.

In this case, you can only become a client at an ABN AMRO branch. Make an appointment at one of our branches to do this. You can do this by contacting us (standard call charges apply).

No. In order to open an ABN AMRO savings account, you have to have a Basic Payment Package. Once you have opened a bank account, you can open a savings account. This also allows you to apply for a credit card, for example.

After you upload your identity document, you will be asked to verify the details. You can change your name and date of birth if necessary. Your application may be rejected if the details cannot be properly verified. You can then restart the application.

We want to be sure that you are who you say you are when you open an account. This helps us to prevent fraud, for example abuse of your current account. For this reason, one of the things we need from you is an extract from the Municipal Personal Records Database (BRP). You can request it yourself at your municipality. You can open the account even without the extract, but some features of your current account will not be available in this case, for example deposits and cash withdrawals.

All banks are required to verify the identity of their customers and ABN AMRO is no exception. This requirement is set out in the Dutch Money Laundering and Terrorist Financing (Prevention) Act and helps to prevent money laundering and the financing of terrorism.