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storm damage

Storm damage

Your insurance cover in the event of a storm

Incurred damage to your home caused by a storm? That must have been a shock. Fortunately, a home insurance and home contents insurance of ABN AMRO give you good insurance cover against storm damage. We will help you repair the damage and, if necessary, provide safe accommodation.

Reporting storm damage: what to expect

Gather your information

Make sure you have your policy number, photos of the storm damage and any purchase receipts to hand.

Visit from an expert

In the event of storm damage, ABN AMRO Verzekeringen sends an expert if necessary to check the damage to your home with you.

Personal claims settlement

You have a contact person who you can turn to with all your questions regarding your claim and insurance.

Report damage

Reporting storm damage: what to expect

Gather your information

Make sure you have your policy number, photos of the storm damage and any purchase receipts to hand.

Visit from an expert

In the event of storm damage, ABN AMRO Verzekeringen sends an expert if necessary to check the damage to your home with you.

Personal claims settlement

You have a contact person who you can turn to with all your questions regarding your claim and insurance.

Report damage
counselor

How we help you in the event of storm damage

  • You will have a contact person who you can turn to with your questions.
  • If necessary, an expert will visit you to establish the precise extent of the damage together with you.
  • Emergency assistance is available 24/7.
  • If you have emergency repairs, you will in most cases be in contact with a company within 2 hours, which will repair the damage free of charge.
  • If the storm damage has made your home uninhabitable, we will cover the costs for a replacement property for you.

What is and is not insured?

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You are insured for storm damage caused by:

  • Wind force higher than 7 according to the KNMI (Dutch meteorological institute)
  • A falling tree, antenna, crane or parts thereof
  • Damage to the roof resulting in damage from rainfall in the home
View all terms and conditions
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You are not insured for storm damage caused by:

  • Wind force lower than 7 according to the KNMI (Dutch meteorological institute)

  • Construction error in your property

  • Overdue maintenance work, wear and tear, decay and rusting

View all terms and conditions

We also reimburse this in the event of storm damage

Storm damage in or to your home is distressing enough. The following costs are also reimbursed if you discuss this with ABN AMRO Verzekeringen in advance:

  • Costs of clearing up a fallen tree
  • Costs of transporting and storing your home contents if necessary
  • Costs you incur in order to reduce or prevent acute or an acute threat of damage

Frequently asked questions about storm damage

What does storm damage include?

Storm damage includes damage to your:

  • Roof, tiles or chimney
  • Windows and window frames
  • Fence
  • Sun protection
  • Home contents
  • Home, caused by fallen trees

Storm damage to your home is covered by home insurance. Storm damage to your home contents is covered by home contents insurance.

If your car is damaged by a storm, take a look at the insurance cover included in car insurance policies.

Is damage to my fence covered in the event of a storm?

Yes, damage to your fence is covered in the event of a storm with wind force 7 or higher according to the KNMI (Dutch meteorological institute). For fences that are more than five years old, you will receive the current market value. View the terms and conditions of our home insurance and the depreciation list for more information.

If you share a fence with your neighbours, your insurer and your neighbour's insurer will pay 50% each. If you rent your home or you own a home that is part of an Homeowners' Association (VvE), storm damage to your fence is covered under the tenant's or owner's interest of your home contents insurance. If the neighbour's fence falls and causes damage to you, you can claim the damage through your neighbour's liability insurance policy.

If you are having problems with the neighbour's insurance company, you may be able to receive help through your legal assistance insurance in order to recover the damage from your neighbours.

Do I have a policy excess in the event of storm damage?

In the event of storm damage, a mandatory excess of €220 will apply. You will therefore partly pay for the damage yourself. If you took out your ABN AMRO Home Insurance before 14 October 2018, you may have a higher excess for storm damage. Check your insurance policy to find out which amount applies to you. If your home has been struck by lightning or you only have glass damage, you do not have a compulsory excess. If you have opted for a voluntary excess, we will add this to the mandatory excess.

View the terms and conditions of the home insurance and the terms and conditions of the home contents insurance .

Good to know

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Water damage

Got water damage to your home caused by heavy rainfall or leakage? An home insurance and home contents insurance of ABN AMRO give you good insurance cover against water damage. Read more about what we do in the event of water damage.

Read more about water damage
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Burglary

Has your home been broken into? Damage caused by burglary is very unpleasant. We are here to support you with personal assistance and advice in the event of burglary and theft.

Read more about burglary damage
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Home insurance policies

ABN AMRO's home contents insurance and home insurance policies insure you against damage to your home and possessions caused by fire, storm, flooding or a burglary.

View the home insurance policies

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