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ABN AMRO

Transferring money and making payments without an e.dentifier

Transfer up to €250,000 using the ABN AMRO app

You can transfer money or make iDEAL payments using the ABN AMRO app for a total amount up to your daily limit. Would you like to transfer a larger amount on a given day? Be sure to raise your daily limit in time, up to €250,000. This is also the maximum amount for payments on Internet Banking that you can confirm using the app. Set a limit and end date that are right for your situation. Your higher daily limit will take effect after 4 hours.

Let op

How to set your daily limit

  1. Open the app

    Go to Profile > Accounts and payments, then select Daily transfer limit.

  2. Select an amount

    Set a limit and end date that are right for your situation. You can raise the  up to a maximum of €250,000. An end date is compulsory for limits upwards of € 2.500. After the end date, the daily limit will automatically be reset to your previous limit. Do not keep your limit raised for longer than necessary. It takes 4 hours for your new limit to take effect. This is to protect you from scammers.

Frequently Asked Questions

Can I continue using my e.dentifier?

You now complete transfers in the ABN AMRO app without an e.dentifier. Major expense coming up? Be sure to raise your daily limit in time, as there’s a 4-hour waiting time.

If you would prefer to do your banking online on Internet Banking, you can still confirm orders with the e.dentifier. Use the ABN AMRO app for transfers and iDEAL payments of up to €250,000 in the Netherlands and other SEPA countries.

Can someone transfer money from my account if my telephone is stolen?

No, if your phone is stolen others cannot access your account or banking information. The ABN AMRO app is well secured with your identification code, fingerprint (Android), Touch ID (iOS) or Face ID (iOS). 
If your phone has been lost or stolen, read on to find out what to do.
It’s important that you know how to use your device and details securely, so read our tips on secure banking. 

Why do I have to wait 4 hours for my new limit to take effect?

We have set this waiting period to protect you from scammers. They often put pressure on you to transfer money quickly. Together with other banks, we have consciously opted for a waiting time of 4 hours. Experience shows that a waiting period of 4 hours is sufficient to determine whether the scammers' story is correct. 
 
Important to know: every time you increase your daily limit, the 4-hour waiting period starts again.

Which transfers and payments can I make using the app?

You can make transfers and iDEAL payments in the Netherlands and other SEPA countries up to the maximum daily limit of €250,000. If you want to transfer an amount higher than what you have set as your daily limit, you must first increase your daily limit in the app. Please note, though, that your higher limit will take effect after four hours.