woman sitting at table with mobile phone in hands

Read about the cost of investing

And how the costs affect your returns

Straightforward investment costs

The aim of investing is to generate returns on your investments. But you must also take the cost of investing into account. This page explains the types of fees involved in investing. Please note: investing involves risk. You could lose all or part of your initial investment.

Costs paid to ABN AMRO

Service fees

These are the fees charged for administering your investment portfolio and the information you receive from us about it. Every quarter, you pay a percentage of the value of your investment portfolio.

Transaction fees

These are the fees charged when you place an order to buy or sell an investment product. They depend on the investment product and order type. You’ll find more details on the cost information sheet.

Costs relating to products

Ongoing fees

These fees cover management and administration expenses incurred by the investment funds you invest in. Ongoing fees are incorporated into an investment fund’s unit price, but you still pay them.

Fund transaction fees

These fees cover the expenses incurred by fund managers when buying and selling investments for their investment fund. They are not paid separately either, but are included in the investment fund’s unit price.

Net returns: what you have left after deducting the fees

Imagine: you sell your investments for more than you paid for them. You’ve earned yourself some money. This is what we call gross return. However, you have also incurred costs. These include the service fee, which is a percentage of the value of your investment portfolio. You may also be charged a fee for buying and selling. Your gross return minus all these costs is your net return. So the lower the costs, the more you earn.

The costs of our various investment options

Want to find out more about the cost of our investment options? For Guided Investing, Self-Directed Investing Basic and Self-Directed Investing Plus, take a look under the heading More information and terms & conditions. You’ll find information about Portfolio Management under the heading More information on Portfolio Management. If you invest through the BUX investment app, BUX will charge you service and transaction fees. There will also be other costs, such as exchange fees. Go to the BUX website for an overview of all the costs.

Investing involves risks

Investing involves risks. You could lose (some of) the money you invested. If you are going to invest, it is important that you are aware of this. Invest with money you can spare. Read more about the risks associated with investments.

Uitgelogd