Taking out a mortgage

Self-service or with advice

Buying a house can be a complicated business. You want to find the right mortgage, with or without advice. Take a look at the options.

Mortgage With Advice

Your mortgage adviser will explain everything step by step

From

€1725,00

Advice on the mortgage type, interest rate and term
You’ll always get help with the application process
We’ll discuss the risks of death, occupational disability and unemployment
A mortgage that matches your personal situation
You will receive a detailed advisory report

Make an appointment for advice More about Mortgage With Advice

Mortgage Self-Service

With the help of our mortgage coach

From

€625,00

A personal mortgage coach will be happy to help you with your application
Easy digital application process
Map out your financial situation yourself
You will only be charged a handling fee
Switch to mortgage advice whenever you want

Make an appointment for Mortgage Self-Service More about Mortgage Self-Service

Frequently Asked Questions about taking out a mortgage

What does mortgage advice cost?

The advice fee you pay covers personal advice from an adviser and an advisory report. This is a fixed fee that does not depend on your mortgage amount. You will not be given advice at the initial free orientation meeting, so you will not be charged an advice fee for this meeting.

About additional costs

What are the types of mortgage I can choose from?

When you take out a mortgage, you are borrowing money to buy a house. You must therefore choose a mortgage type that allows you to repay the loan. Each type of mortgage is slightly different and has its advantages and disadvantages. People buying their first house usually choose one of two mortgage types: an annuity mortgage or a linear mortgage. This is because the interest paid on these types of mortgage is usually tax-deductible. Think about which type suits you best, or talk to one of our mortgage advisers about it.

Take a look at our mortgage types

How can I get a discount on my mortgage interest rate?

If you are taking out a new mortgage or starting a new fixed-rate period, you may be eligible for the client discount and sustainability discount on your interest rate. Take a look to see if you are eligible.

Client discount
Sustainability discount

I’m self-employed. Can I take out a mortgage?

If you’re self-employed and thinking of buying a house, you can apply to ABN AMRO for a mortgage just one year after starting your business. This includes a mortgage with a Dutch National Mortgage Guarantee (NHG).

Self-employed Mortgage

How can I prepare for my mortgage application?

It’s a good idea to spend time preparing if you have an orientation or advice meeting coming up. Get a head start by logging in to your Personal Environment, uploading the required documents and sharing them with the adviser. Read on to find out how this works.

Documents for a mortgage meeting
Get prepared in your Personal Environment