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Build up extra pension now

With a bonus up to €100

  • Keep on enjoying life
  • Save and/or invest in one product
  • Possibly benefit from tax relief

Please note: you could lose part of your initial investment.

Open a pension account (in Dutch)

Get started with your pension and receive a bonus up to €100

ABN AMRO recently introduced pension investment. To celebrate this, we’ll give you a bonus of €100 if you open a pension account now. The capital in this account is intended for your pension, so you can’t withdraw money from the account whenever you like.

 

Open a pension account before 1 January 2025, deposit €500 into the account and we'll give you a €50 bonus. If you also choose the pension investment option and place your first investment order, you’ll receive another €50.

Already have a pension account?

If you already have a pension account, pension investment may be an interesting prospect. You stand to earn a higher yield, but on the other hand, you also run a higher risk. If you open investment account, invest €250 and place your first investment order, you’ll also receive a €50 bonus.

Tip: set your distribution immediately

Have you opened a pension investment account? Then set the split between savings and investments directly. For example, 20% savings and 80% investments. When you then deposit the €250 into your pension account, it will be automatically split. And also handy: we will create an investment order for you directly.

Three steps towards investing in a good pension

One
Two
Three

Calculate your annual margin

In addition to your state pension and any workplace pension, you’re also allowed to set some extra money aside for a top-up pension. You can deduct the amount you save from your taxable income, as long as this doesn’t exceed your annual margin.

Open a pension account

Open a pension account and deposit at least €500. You’ll receive your €50 bonus in your pension savings account in the following calendar month.

€50 to €100 bonus

If you also choose the pension investment option and place your first investment order, you’ll receive another €50, giving you a bonus of €100.

One

Calculate your annual margin

In addition to your state pension and any workplace pension, you’re also allowed to set some extra money aside for a top-up pension. You can deduct the amount you save from your taxable income, as long as this doesn’t exceed your annual margin.

Two

Open a pension account

Open a pension account and deposit at least €500. You’ll receive your €50 bonus in your pension savings account in the following calendar month.

Three

€50 to €100 bonus

If you also choose the pension investment option and place your first investment order, you’ll receive another €50, giving you a bonus of €100.

Promotion terms and conditions

Details of the promotion

You’ll receive a €50 bonus if you open an ABN AMRO Pension top-up account during the promotion period (4 November 2024 up until 31 December 2024) and deposit €500 into this account. If you then also open a pension investment account and place your first investment order, you’ll receive another €50. So you can earn a total bonus of €100. You will receive your bonus in your pension savings account in the following calendar month. This amount is not considered a deposit and is not deductible from your tax return.

If you already have a pension account, you’ll also receive €50 in your pension savings account if you get started with pension investment and place your first investment order. You can decide on the right split between saving and investing yourself. You can benefit from this promotion if you don’t yet have a pension account and/or pension investment account with ABN AMRO.

The €50 to €100 bonus will be paid into your account in the first calendar month after you:

  • open your pension account
  • deposit at least €500
  • open a pension investment account
  • place your first investment order (you’re free to decide the amount yourself)

Here’s how it works for a client without a pension account

You open a pension account on 18 November 2024. You then deposit at least €500 in November. As well as saving, you also want to invest for your pension. You open a pension investment account on 20 December 2024 and place your first order within the promotion period. You’re free to decide the amount yourself. You decide on the right split between saving and investing yourself. You’ll receive the €100 bonus in January 2025.

Here’s how it works for a client with a pension account

You already have a pension account with ABN AMRO. As well as saving, you also want to invest for your pension. You open a pension investment account on 20 December 2024. You then place your first investment order in December. You’re free to decide the amount yourself. You can decide on the right split between saving and investing yourself. You’ll receive the €50 bonus in January 2025.

How to take advantage of this promotion

Take the following steps to benefit from the promotion:

  • Open an ABN AMRO Pension top-up account (pension account) during the promotion period.
  • Deposit at least €500 during the promotion period. You’ll receive a €50 bonus.
  • If you also open a pension investment account and place your first investment order, you’ll receive another €50 bonus.

If you satisfy the promotion terms and conditions, the bonus will be paid into your pension savings account the following month, by 31 January 2025 at the latest.

Risks of pension investment

The pension account is a special account that does not, in principle, allow any withdrawals by anyone before you retire.

You should only invest money that you don’t need, after you’ve set aside your buffer for unforeseen expenses. While investing can be profitable, it also involves risk. You could lose all or part of your initial investment.

With pension investment, you make your own choices, without any advice from us, meaning that you decide how much risk you run. We’ve made a list of the most common investment risks for you.

Do not run unnecessary risk. Read the Key Information Document . This document states that this product is subject to medium risk, i.e. 2 to 4 on a scale of 1 to 7.

Read more about the risk indicator on afm.nl .

Important information
  • You can only take part if you have a Pension top-up product and associated pension investment account. 
  • Existing ABN AMRO clients who already have a Pension top-up account can only take part if they open a pension investment account. 
  • The Pension top-up account and/or pension investment account must be opened during the promotion period. 
  • The €500 must be deposited into the pension account during the promotion period. You can decide on the right split between saving and investing yourself. 
  • You must place your first investment order during the promotion period. You’re free to decide the amount yourself. 
  • The bonus will only be paid once per person.
  • The €50 to €100 bonus will be paid into your account in the first calendar month after opening. This amount is not considered a deposit and is not deductible from your tax return.
  • ABN AMRO Bank N.V. reserves the right to amend the promotion terms and conditions or to cancel or extend the term of the promotion at any time, in which case an updated, amended version of the promotion terms and conditions will be posted on abnamro.nl. 
  • There is no charge for participating in this promotion. Read more about the costs of Pension top-up products (in Dutch)
  • The promotion is an initiative of ABN AMRO Bank N.V. with registered offices in Amsterdam. 
  • The promotion is governed by Dutch law.
Any questions?

If you have any questions, please get in touch with us. If you are not happy with this promotion, you can submit a complaints form. This form also provides information about the complaints procedure.

Promotion terms and conditions

Details of the promotion

You’ll receive a €50 bonus if you open an ABN AMRO Pension top-up account during the promotion period (4 November 2024 up until 31 December 2024) and deposit €500 into this account. If you then also open a pension investment account and place your first investment order, you’ll receive another €50. So you can earn a total bonus of €100. You will receive your bonus in your pension savings account in the following calendar month. This amount is not considered a deposit and is not deductible from your tax return.

If you already have a pension account, you’ll also receive €50 in your pension savings account if you get started with pension investment and place your first investment order. You can decide on the right split between saving and investing yourself. You can benefit from this promotion if you don’t yet have a pension account and/or pension investment account with ABN AMRO.

The €50 to €100 bonus will be paid into your account in the first calendar month after you:

  • open your pension account
  • deposit at least €500
  • open a pension investment account
  • place your first investment order (you’re free to decide the amount yourself)

Here’s how it works for a client without a pension account

You open a pension account on 18 November 2024. You then deposit at least €500 in November. As well as saving, you also want to invest for your pension. You open a pension investment account on 20 December 2024 and place your first order within the promotion period. You’re free to decide the amount yourself. You decide on the right split between saving and investing yourself. You’ll receive the €100 bonus in January 2025.

Here’s how it works for a client with a pension account

You already have a pension account with ABN AMRO. As well as saving, you also want to invest for your pension. You open a pension investment account on 20 December 2024. You then place your first investment order in December. You’re free to decide the amount yourself. You can decide on the right split between saving and investing yourself. You’ll receive the €50 bonus in January 2025.

How to take advantage of this promotion

Take the following steps to benefit from the promotion:

  • Open an ABN AMRO Pension top-up account (pension account) during the promotion period.
  • Deposit at least €500 during the promotion period. You’ll receive a €50 bonus.
  • If you also open a pension investment account and place your first investment order, you’ll receive another €50 bonus.

If you satisfy the promotion terms and conditions, the bonus will be paid into your pension savings account the following month, by 31 January 2025 at the latest.

Risks of pension investment

The pension account is a special account that does not, in principle, allow any withdrawals by anyone before you retire.

You should only invest money that you don’t need, after you’ve set aside your buffer for unforeseen expenses. While investing can be profitable, it also involves risk. You could lose all or part of your initial investment.

With pension investment, you make your own choices, without any advice from us, meaning that you decide how much risk you run. We’ve made a list of the most common investment risks for you.

Do not run unnecessary risk. Read the Key Information Document . This document states that this product is subject to medium risk, i.e. 2 to 4 on a scale of 1 to 7.

Read more about the risk indicator on afm.nl .

Important information

  • You can only take part if you have a Pension top-up product and associated pension investment account. 
  • Existing ABN AMRO clients who already have a Pension top-up account can only take part if they open a pension investment account. 
  • The Pension top-up account and/or pension investment account must be opened during the promotion period. 
  • The €500 must be deposited into the pension account during the promotion period. You can decide on the right split between saving and investing yourself. 
  • You must place your first investment order during the promotion period. You’re free to decide the amount yourself. 
  • The bonus will only be paid once per person.
  • The €50 to €100 bonus will be paid into your account in the first calendar month after opening. This amount is not considered a deposit and is not deductible from your tax return.
  • ABN AMRO Bank N.V. reserves the right to amend the promotion terms and conditions or to cancel or extend the term of the promotion at any time, in which case an updated, amended version of the promotion terms and conditions will be posted on abnamro.nl. 
  • There is no charge for participating in this promotion. Read more about the costs of Pension top-up products (in Dutch)
  • The promotion is an initiative of ABN AMRO Bank N.V. with registered offices in Amsterdam. 
  • The promotion is governed by Dutch law.

Any questions?

If you have any questions, please get in touch with us. If you are not happy with this promotion, you can submit a complaints form. This form also provides information about the complaints procedure.

Investing involves risks

Pension investing is done with money that you have left over and that fits within your annual space. Investing involves risks. You can lose part of your investment. It is good to be aware of this.