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Winter Sports

Hit the slopes with good insurance

Going on a winter sports holiday is something to look forward to!  With the additional Winter Sports cover on both your annual and short-term travel insurance, your winter sports equipment is well protected. And if you have an accident on the slopes and have to go to hospital, you’re properly insured too. Everything you pay for in advance, such as your equipment, lessons and the ski pass, will be reimbursed if you’re no longer able to ski.

What is covered and what is not?

You are insured for things such as:

  • Accidents or damage while skiing, snowboarding etc.
  • Theft of, or damage to your equipment
  • All prior expenses, such as your equipment, lessons and the ski pass, will be reimbursed if the insured person is no longer able to ski.

You are not insured for things such as:

  • Damage caused intentionally
  • Damage caused while under the influence of alcohol, drugs or medication
  • Accidents when skiing off-piste
  • Non-essential medical costs

Also useful: medical costs

Medical treatment can be very expensive if you have an accident on the slopes while skiing. Healthcare insurance companies will only reimburse the cost of the treatment or medication up to the equivalent cost of the same treatment in the Netherlands if you need medical assistance on holiday. You have to pay the rest yourself.

With the Medical Costs cover on your annual travel insurance, ABN AMRO Insurance will cover essential medical care costs incurred during your trip that are not reimbursed by your healthcare provider. For short-term travel insurance, medical expenses are automatically included in the coverage.

Which type of travel insurance is right for you?

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Annual travel insurance with additional winter sports cover

  • Once-off insurance
  • Insured all year round
  • Usually the cheaper option if you are travelling for two weeks or longer
  • Insure medical costs separately
  • Includes weekends away

Short-term travel insurance with additional winter sports cover

  • Take out for each separate trip
  • Insured for the duration of the trip
  • Usually the cheaper option if you only travel once a year
  • Medical costs come under the basic cover
  • Children aged under five also insured at no extra cost

Frequently asked questions

If you have an accident, for example, and are no longer able to ski, our additional Winter Sports cover option insures you for all prior expenses, such as your equipment, lessons and the ski pass.

No, the additional Winter Sports cover option is not compulsory. Taking it out, however, does mean that you won’t have to worry about unexpected high costs if you have an accident on the slopes.

If you have annual travel insurance, you can change your additional cover options at any time. This means that you never pay too much and that you are properly insured for every type of trip. 

Find out how to change your additional cover. 

If you want to change the cover on your short-term travel insurance, please contact us by phone .

In the event of an accident or hospital admission, you must contact the ABN AMRO helpline on +31 26 400 23 45 within 24 hours.